Mortgage Advice & Tips Mortgage Advice   12/18/2017 Watch for 'cash for clunkers' scams. Don't give out personal data to a middleman, and make sure a dealer isn't sneaking in unwanted fees. 'Official' owner wants cash for a clunker. This owner may be out of the money. You must be the car's owner for a least a year to get the cash. Home equity can be used to buy car. Home equity products can be used to fund a car purchase. But there are risks for the homeowner. How to spend extra money smartly. Pay down credit cards, but also set a budget and save some cash in an emergency fund for hard times. When a HELOC is used for a business. A couple wonders if interest on a HELOC is tax-deductible if the loan is used for an LLC.

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